Computers, data, internet and more have become essential elements for businesses and their employees to get work done. A cyber-attack or data breach means critical information could be lost or even worse, stolen.
Your agent will help you build a plan for cyber and data security that helps you cover costs associated with a data breach. Understanding your limits, deductibles and if you should include coverage within your business insurance policy or have a standalone policy is an important discussion to have with our agents.
It’s important to work with an agent who specializes in your industry. Businesses have many liabilities, and as technology grows and changes, getting your risks covered will be an important part of your business’s financial health.
There are two types of breaches, first party and third party.
When you or your employees are contacted by email, telephone or text message by someone posing as a legitimate institution, they can gain access to sensitive data such as passwords, banking information, credit card details and more. Then, they use the stolen data to access important accounts.
A type of malware that is often disguised as legitimate software. You or your employees can be tricked into loading Trojans on your systems, which gives hackers access.
Gaining access in a similar way to Trojan horse, keylogging is spyware revealing every click, touch, etc. to hackers, giving them access to passwords, PINS, financial accounts and more.
Electronic messages like e-mails or other digital delivery systems that send unwanted bulk messages. The term can also be applied to text messages, instant messages, social media messages and more.
Software designed to gather data from a computer or other device, and forward that data to a third-party without your consent.
Malicious software that damages or does other unwanted harm to programs or files.
A malicious computer code that replicates itself and damages programs and files as it replicates.
Compromising a legitimate webpage by redirecting web traffic. The owner of the legitimate webpage loses control of their page.
Yes. The Federal Communication Commission (FCC), in partnership with the National Cyber Security Alliance, designed a Cyber and Information Security Planning Guide. It’s an online resource to help small businesses address cyber needs and concerns. Start you guide today
Cyber Security for Small Business (FCC)
U.S. Department of Homeland Security Cyber Security
Cost-effective software for small businesses to help guard against viruses, trojan horses, spyware and more:
Symantec Corporation: Small Business Intelligent Security for Small and Mid-Sized Businesses
No matter how complex or unique your needs are, our team of experienced agents bring an incredible wealth of knowledge and expertise to any insurance challenge. As you grow your business an important part of its success will be navigating your employee benefits program as well as building and maintaining your safety and risk management solutions. At TRICOR Insurance we’re here to help you and your business meet the challenges of growth.
Offering a competitive employee benefits strategy is an important part of recruiting and retaining top talent. We can design a comprehensive and competitive benefits package unique to your business’s needs. Health, wellness, life insurance and employee-paid benefits like vision, dental, short and long-term disability are just some of the options we’ll customize for your specific needs.
Our professionally trained and highly qualified safety consultants have devoted their careers to helping local businesses build safety and risk management strategies. Planning and preparation for the possibility of a claim come before, not after, a loss.
At TRICOR, we go beyond the policy. We help local businesses identify, analyze, evaluate and prioritize their risk management strategy. It’s essential for us to build an understanding of your local business's unique needs. Building an in-depth understanding of your physical assets such as buildings, property, equipment, vehicles and more is foundational to the success of your risk management strategy. Working together, we’ll build a sound and cost-effective risk management program.
Protecting your building(s) and its contents from the unexpected is critical to getting your business back up and running after a covered loss.
Your exposure to crime can stem from employee theft or even third-party fraud. We can help analyze your business’s unique exposures.
Industries of all types have responsibilities related to environmental protection. Reducing your exposure to loss today could actually save your business more in the long run.
At TRICOR, we go beyond the policy. We help clients identify, analyze, evaluate and prioritize their risk management strategy. It’s essential to build an understanding of your business, and then customize a risk management strategy that helps you succeed.
Never be without access to important policy information: pay your bill, request a change to your coverage, access documents and auto ID cards, and more
