- Fire, Lightning
- Volcanic eruption
- Wind, Hail
- Vehicles
- Explosion
- Aircraft
- Smoke
- Riot, Civil Commotion
- Theft
- Vandalism, Malicious Mischief
Optional Protection
- Direct physical loss coverage on farm machinery and farm implements
- Additional causes of loss for livestock include:
- electrocution
- drowning
- accidental shooting
- loading or unloading
- collapse of buildings, bridges or culverts
- collision or overturn of conveyances
- attack by wild dogs or animals
- Additional Living expense or fair rental value
- Debris removal
- Buildings under construction
- Reasonable repairs
- Refrigeration Failure
- Fire department service charge
- Removal
- Property Removed
- Construction Materials
- Credit card, cash card, counterfeit money
- Newly acquired machinery protection
- Rental reimbursement on farm machinery
- Transportation
- Limited coverage on trees, shrubs and plants
- Limited coverage on farm operations records
- Farm operation records
- Pollutant clean up and removal
- Landlord's furnishings
- Glass or safety glazing material
- Replacement cost coverage on dwellings and outbuildings
- Automatic coverage for residential use garages up to 10% of Coverage A
- $1,000 automatic coverage for private power and light poles
- $500 automatic coverage for outdoor radio, TV, and satellite antennas
- No deductible for cab glass breakage on mobile equipment
- You can get all that plus these optional property coverages to increase your protection even further:
- Broad form dwelling and contents coverage
- Special form dwelling and contents coverage
- Replacement cost contents coverage
- Extended replacement cost dwelling coverage
- Earthquake coverage
- Collapse of qualified outbuildings
- Farm business interruption - loss of income and extra expense coverage
- Improvements, alterations and additions
- Peak season
- Suffocation of livestock coverage
- Livestock freezing and smothering
- Farm extra expense
(* Please note that all coverages are not available in every state in our operating territory.)
