UMBRELLA
INSURANCE

KEEP YOUR NET WORTH COVERED

 

Personal umbrella insurance is designed to protect you from major claims and lawsuits. It kicks in when you have a large claim or lawsuit that costs more than your auto and/or home coverage policy pays out.

For example: If you cause serious injury to someone else in an auto accident, or if your house fire damages your neighbor’s house, your personal umbrella insurance is an affordable way to cover expenses above your auto or home policy’s coverage limits.

It can also cover things such as defense costs or attorney fees if you are being sued for slander, defamation of character or invasion of privacy. 

A personal umbrella may not cover:

  • Intentional or criminal acts
  • Some personal property
  • Contracts you may have signed or orally approved

Understanding your options is an important component of making sure you’re covered, and our agents are experts in how umbrella insurance works. 

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