TRICOR
BLOG

May 03, 2018 @ 12:00am

http://tricorinsurance.com/sites/tricorinsurance.com/assets/images/blog-posts/colision-comprehensive-0009.jpgWhen you insure an automobile, boat, or recreational vehicle, your agent will ask you if you want comprehensive and/or collision coverage. Do you know what you are agreeing to, or declining?

Comprehensive coverage includes covering claims from wind, hail, fire, theft, vandalism, animal strikes and glass breakage. It’s the things you have no control over.  The exception to that rule is hit and run. Hit and run is considered a collision loss.


Collision is what happens when you damage your vehicle. For example when you back into a post, or you hit another car.

Both collision and other than collision coverage includes a deductible. The higher the deductible you choose the lower your premium. Your agent can give you the difference between deductibles.

If you have a loan against your vehicle most lenders will require you to carry comprehensive and collision coverage. They may also state that your deductible may not be above a set amount.

About the author:

MANAGE YOUR POLICY FROM YOUR PHONE

Download the TRICOR APP today!
  • MANAGE YOUR VEHICLES
  • PRINT INSURANCE CARDS
  • CHANGE PERSONAL INFO & MORE
  • Download our app at the Google Play StoreDownload our app at the Apple Store
Download the TRICOR APP today!
Agriculture Agriculture General Business Construction Education Transportation Transportation2 Public Entity Manufacturing Non-profit Beer and Wine Health Care Health Care Newspaper Home Life Insurance Health Insurance Auto Insurance Umbrella Insurance Careers Form Contact Contact TRICOR Login Asset 3 Safety Consulting Risk Management Mission Driven Service Driven Pursuit of Excellence Collaborative Approach 401(k) Voluntary Benefits Asset 1 Paid Time Off Proactive Communication Community Minded Local Experts Recreational Vehicle Renters Insurance Condo Insurance Medicare Supplement Moving to a new location Remodeling or adding on to your store or warehouse Attending a tradeshow Having a special event Asset 1 Workers Compensation Small Chevron Med Chevron Large Chevron Small Diamond Medium Diamond Large Diamond Down Triangle Down Triangle Chevron Sliver Small Chevron Sliver Med Chevron Sliver Large Left Triangle 3 to 1 Right Triangle 3 to 1