Business interruption coverage is triggered when a policyholder sustains "direct physical loss of or damage to" insured property by a covered cause of loss.

Before business interruption coverage responds, there must be damage to property leading to the cessation of a business. This requirement applies to business income-dependent property losses (supply chain) and civil authority losses covered by business interruption policies.

The scope of coverage is highly dependent upon the specific terms of each insurance policy. This content does not capture all lines of coverage or all potential considerations. If you have any questions, please contact your insurance account manager or agent.

TRICOR Insurance is here to help. We’ve gathered business resources, and if you have any immediate questions, please reach out to your agent or account manager.


Online Account Access


Mobile App


Never be without access to important policy information: pay your bill, request a change to your coverage, access documents and auto ID cards, and more


Asset 1 Asset 1 Agriculture Agriculture General Business Construction Education Transportation Transportation2 Public Entity Manufacturing Non-profit Beer and Wine Health Care Health Care Newspaper High Value Home Home Life Insurance Health Insurance Auto Insurance Umbrella Insurance Careers Form Contact Contact TRICOR Login Asset 3 Safety Consulting Risk Management Mission Driven Service Driven Pursuit of Excellence Collaborative Approach 401(k) Voluntary Benefits Asset 1 Paid Time Off Proactive Communication Community Minded Local Experts Recreational Vehicle Renters Insurance Condo Insurance Medicare Supplement Moving to a new location Remodeling or adding on to your store or warehouse Attending a tradeshow Having a special event Asset 1 Workers Compensation Online Services Small Chevron Med Chevron Large Chevron Small Diamond Medium Diamond Large Diamond Down Triangle Down Triangle Chevron Sliver Small Chevron Sliver Med Chevron Sliver Large Left Triangle 3 to 1 Right Triangle 3 to 1