PUBLIC ENTITY
INSURANCE

LOCAL GOVERNMENT: MEANINGFUL AND CHALLENGING WORK 

Local government builds interconnectedness among the roads we drive on, the public service personnel who keep us safe, and the aspirations of residents — shaping future growth, improving your community, and so much more

Operating in very dynamic environments presents continual challenges for local governments, and keeping pace with these challenges means being prepared to learn new things, and implement new ways of doing business. Our experts specialize in helping municipalities, and public entities, on choices for insurance, safety and risk management solutions. Your team will guide, educate and consult with you one-on-one to build an understanding of your goals, and unique risk exposures. Our goal is to help you choose an insurance carrier that fits your local government’s unique needs.


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PUBLIC ENTITY INSURANCE PRODUCTS

AREAS OF EXPERTISE

  • Towns
  • Counties
  • Cities
  • Villages
  • Libraries
  • Museums
  • Convention centers, arenas, fairgrounds
  • Airports
  • Streets, roads, highways, and bridges
  • Highway departments/transportation
  • Swimming pools
  • Sanitation and solid waste management
  • Water utilities
  • Dam
  • Parks, playgrounds and sports fields
  • Skateboard/in-line skating areas
  • Emergency medical services personnel
  • Peace officers/law enforcement personnel
  • Police dogs
  • And more

  • http://tricorinsurance.com/sites/tricorinsurance.com/assets/images/blog-posts/spills-0021.jpgThe old proverb says“Don’t cry over spilled milk.” While it’s certainly a waste of time and energy to cry over it, you should take spills very seriously—especially those in the workplace. Whether you spill milk, coffee, oil or chemicals, any kind of workplace spill can lead to serious problems or injuries. Not only could your workers slip and fall, but they may also be exposed to dangerous substances and fumes. 

TRICOR INSURANCE HAS THE EXPERTISE YOU NEED TO STAY AHEAD

Training, audits and analysis are just a few value added services you’ll expect from this team:

 

  • OnCall nurse through Medcor
  • Hotline Legal Program
  • Playground and bleacher inspections
  • Indoor air quality assessment
  • Bus and auto traffic analysis
  • Building safety audits
  • Quarterly claim review
  • Return to work policy development
  • Safety committee analysis and participation
  • Open claims review prior to unit statistical filing with the WCRB
  • Workers compensation mod analysis, coverage review and payroll projections
  • Training
    • Bloodborne pathogens
    • Confined space
    • Fire extinguisher use
    • Hazardous chemical management program
    • Lockout/Tagout
  • And more

CONTACT A LOCAL AGENT TO GET STARTED

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RELATED PRODUCTS

Workers Comp

This type of policy helps protect your local government, its elected or appointed officials and employees from a covered injury and, in many states, it’s required by law. One of the benefits of this coverage for staff who suffer an injury or illness on the job is it can help provide immediate medical insurance for covered claims. Just having workers compensation coverage isn’t always enough. We’ll help you build and formalize a return to work program that effectively helps staff reduce further injury or illnesses, and return to work in a timely manner.

 

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General Liability

Protect your local government from financial loss due to a liability claim for bodily injury or property damage. This coverage is essential to your local government's financial health. Our agents will customize an affordable plan built uniquely for your operations.

 

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Business Auto

As a public entity or municipality you may have publicly owned vehicles, use your personal vehicle for events or hire drivers to transport elected or appointed officials, employees or volunteers. Determining your local government's unique auto insurance needs can be complex. We’ll help you understand your coverage options, and help you build a vehicle safety plan.

 

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Property

Protecting your building, its contents and property from the unexpected is critical to getting your local government back up and running after a covered loss. You also have a mission of keeping your staff, elected or appointed officials or even visiting citizens safe while inside publicly owned facilities, grounds, parks and playgrounds. Leveraging our extensive expertise in publicly owned environments, we’ll work together and build a loss prevention strategy that helps keep everyone safe.

 

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Umbrella Liability

Umbrella Liability or Excess Liability can work in conjunction with your general liability, business auto and Public Official liability (errors & omissions). Uniquely designed to extend your coverage limits by going above and beyond the coverage limits, your general liability, business auto or employer’s liability policies may be providing.

GIVING YOU GREATER VALUE

No matter how complex or unique your needs are, our team of experienced agents bring an incredible wealth of knowledge and expertise to any insurance challenge. As you grow your business an important part of its success will be navigating your employee benefits program as well as building and maintaining your safety and risk management solutions. At TRICOR Insurance we’re here to help you and your business meet the challenges of growth.

 

EMPLOYEE BENEFITS

Offering a competitive employee benefits strategy is an important part of recruiting and retaining top talent. We can design a comprehensive and competitive benefits package unique to your business’s needs. Health, wellness, life insurance and employee-paid benefits like vision, dental, short and long-term disability are just some of the options we’ll customize for your specific needs.

 

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SAFETY CONSULTING

Our professionally trained and highly qualified safety consultants have devoted their careers to helping local businesses build safety and risk management strategies. Planning and preparation for the possibility of a claim come before, not after, a loss.

 

BE SAFE

 

RISK MANAGEMENT

At TRICOR, we go beyond the policy. We help local businesses identify, analyze, evaluate and prioritize their risk management strategy. It’s essential for us to build an understanding of your local business's unique needs. Building an in-depth understanding of your physical assets such as buildings, property, equipment, vehicles and more is foundational to the success of your risk management strategy. Working together, we’ll build a sound and cost-effective risk management program.

 

MANAGE YOUR RISK

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“ONE SIZE FITS ALL” COVERAGE DOESN’T FIT YOUR BUSINESS

Partner with agents who work as hard as you do

We start by using an innovative framework to understand your business. Then, we find the best plan for now — and help you plan for the future.

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