May 04, 2018 @ 12:00am one plans to have a house or apartment fire. There is no advance warning like with a snow or thunder storm. So what can you do to be prepared?

May 04, 2018 @ 12:00am (Construction, Occupancy, Protection and Exposures) is a way to classify real property for the purposes of insuring it as an asset. In order to do this correctly, a district needs to create a list of questions including:

May 04, 2018 @ 12:00am best to protect and make their property as “marketable as possible” to the insurance carriers who underwrite their coverage.

May 04, 2018 @ 12:00am

Workers compensation can be a large expense for small businesses. It’s not uncommon for small business owners, especially new business owners, to exclude themselves from coverage on their own company’s workers’ compensation policy to reduce the expense. The assumption is that their health insurance will cover any injuries they suffer while working. The truth is that most health insurance policies do not cover work related injuries. The benefit for lost wages provided by a workers compensation policy is often overlooked during this cost/benefit analysis. Most disability policies also exclude work related disability as well. Can you afford to go without health insurance and disability insurance when you are most at risk?

May 04, 2018 @ 12:00am

Rental car companies can be quick to offer insurance on your rented vehicle, but is it really necessary?

TRICOR Insurance has created a 12 point checklist intended to help you understand the protections provided by your personal auto policy*.

May 03, 2018 @ 12:00am

Understanding your homeowners insurance is important—it’s one of the biggest investments you’ll make throughout your life. Understanding your options on the types of coverage options you have for homeowners insurance will help you make informed decisions.

Let’s break down the difference between actual cash value and replacement cost options. Coverage options you choose are uniquely based on your tolerance to risk and your overall financial well-being.

May 03, 2018 @ 12:00am

When it comes to cyber threats, many business owners, both large and small, are a target. Unfortunately, too many business owners take the approach that it’ll never happen to them or that their company isn’t big enough.

With the recent influx of news stories about serious data breaches, it’s not just the bottom line that gets impacted after a data breach.  Brand image, which can have lasting revenue impacts, can also be compromised.

While hacks affecting the largest businesses are often reported in the news, hackers can target any size business. The U.S. Department of Homeland Security reports that 31% of all cyber-attacks are directed at businesses with less than 250 employees.

May 03, 2018 @ 12:00am all of the beauty that winter brings, it consequently brings hazards as well. During winter months, parking lot hazards increase due to dropping temperatures, snow, ice, and less daylight. Unfortunately, if accidents do happen on your property, you could be liable.

May 03, 2018 @ 12:00am

Every year we try to start off the New Year by making resolutions that we hope to accomplish in the year to come. Usually when we hear “New Year’s Resolutions,” we think to lose weight, eat healthier and get more sleep. And while those are great goals, we came up with a few that will not only improve your life but possibly your insurance expenses as well.

May 03, 2018 @ 12:00am

As soon as they start learning to drive, whether your teen is starting with a learner’s permit or going straight to the license, you should inform your insurance company to have them added to your policy. This is usually much more cost-effective than placing them on their own policy, especially if you are a safe driver with a clean record. They will also be eligible for more coverage under your policy.


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